17 capabilities · all plans

Every function your business runs on

BukMasta is a complete accounting system, not a collection of add-ons. Here is everything it does — all of it included on every plan.

Sales & customers

3

Quotations and invoicing

Quote, invoice and get paid without re-keying anything. A quotation becomes an invoice in one click, carrying its lines, pricing and GST treatment across.

  • Quotations with approval and conversion
  • Invoices with per-line GST treatment
  • Recurring invoices on any cadence
  • Credit notes: issue, apply, refund or void
  • Customer statements, sent singly or in a batch
  • Overpayment handling and credit balances
  • Retention amounts for progress billing
  • Duplicate any document as a starting point

Customers and credit control

Know who owes you what, and stop a bad debt before it starts.

  • Customer records with contacts and terms
  • Credit limits and credit holds
  • Customer tiers for pricing and priority
  • Receivables ageing at any date
  • Self-service portal: invoices, receipts, statements
  • Payment reminders and chasing

Online payments

Send a link, get paid. Customers settle from their phone without an account or a login.

  • BSP, Cloudcode, Digicel MyCash, bmobile MoniPlus, Stripe
  • Shareable payment links by email or SMS
  • Payment gateway fees tracked per transaction
  • Refunds recorded against the original payment
  • Signed webhooks with idempotent completion

Purchases & suppliers

1

Bills, expenses and suppliers

Every kina leaving the business is recorded, matched and approved before it goes.

  • Supplier bills and recurring bills
  • Expense capture with receipts attached
  • Purchase orders with matching tolerance
  • Approval routing above a threshold you set
  • Payables ageing and payment runs
  • Supplier rebates and landed costs

Banking & cash

1

Bank reconciliation

Import the statement, let the rules do the repetitive work, reconcile what is left.

  • Statement import for the banks you actually use
  • Matching rules for recurring transactions
  • Confirmed transactions post balanced journals
  • Cash management and petty cash
  • Multiple bank and cash accounts
  • Loans and customer loan book

Inventory

1

Stock control

What you hold, where it is, and what it is worth — always agreeing with the ledger.

  • Stock on hand by location
  • Movements, transfers and adjustments
  • Batches with expiry, and serial numbers
  • Low-stock alerts and reorder points
  • Valuation and location reports
  • Negative-stock policy: block, warn or allow
  • Bills of materials and production batches

Point of sale

1

Point of sale

Counter sales that reconcile to the same ledger as everything else — no separate island of data.

  • Terminals and cashier sessions
  • Sales, refunds and restocking
  • Cash drawer reconciliation per session
  • Loyalty points tracked as a real liability
  • Gift cards and promotions
  • POS reporting by terminal and session

Payroll & people

1

Payroll

From timesheet to payslip to SWT remittance, with PNG rules built in rather than bolted on.

  • Employees, schedules and bank details
  • Timesheets and leave
  • Pay items, allowances, deductions and benefits
  • SWT from current brackets, incl. no-declaration flat rate
  • Superannuation where an active deduction exists
  • Payslips emailed on completion
  • NASFUND reporting and SWT remittances
  • Pay periods, runs and approvals

Accounting

1

The ledger

Real double-entry underneath everything, with rules you configure rather than inherit.

  • Your own chart of accounts
  • Manual journals and recurring entries
  • Cost centres and job costing
  • Accounting periods with locking
  • Configurable accounting rules per business
  • Multi-currency with exchange gains and losses
  • Complete audit trail on every change

Tax & compliance

1

Tax and compliance

The filings a PNG business actually has to make, tracked to their due dates.

  • GST returns and GST claims
  • SWT records, statements and remittances
  • IRC returns and company income tax
  • IPA annual returns
  • SBT quarterly returns
  • Due-date tracking with reminders
  • Filing and payment history kept with the return
  • Record-keeping compliance

Budgeting & forecasting

1

Budgeting and forecasting

Set the target, then watch the gap close — or open — against posted actuals.

  • Budgets with versions, revisions and approval
  • Budget versus actual by account
  • Rolling forecasts and scenarios
  • Cash-flow forecasting and runway
  • Assumptions recorded with the forecast
  • Import and export plan lines

Fixed assets

1

Fixed assets

The whole asset lifecycle, with the journals raised for you.

  • Asset register with categories
  • Acquisitions and capitalisation
  • Depreciation runs on schedule
  • Impairment and revaluation
  • Disposal with gain or loss posted

Reporting & analytics

1

Reporting

Answers, not exports. Save what you use and have it arrive without asking.

  • Profit and loss, balance sheet, cash flow
  • Trial balance and general ledger
  • Receivables and payables ageing
  • Customer and supplier analysis
  • Payroll, inventory, asset and tax reports
  • Custom report builder
  • Saved and scheduled reports
  • PDF and spreadsheet export

Access, control & your data

2

People and access

Invite your accountant without handing over the keys to everything.

  • Role presets from Owner to Cashier and Auditor
  • Custom roles with your own capability set
  • Secure, expiring invitations
  • Suspend, reactivate or remove access
  • Ownership transfer with the last owner protected
  • Every access change audited

Your business and your data

Several businesses, one login — and your data is yours to take.

  • Multiple businesses with instant switching
  • Business profile, locations and branches
  • Document templates and numbering
  • Financial and payment settings
  • Full data export whenever you want it
  • Audit trail across the system

Specialist modules

2

Public sector

For departments, authorities and statutory bodies working to appropriation rather than profit.

  • Appropriations, warrants and allotments
  • Commitment control and budget execution
  • Advances: issue, track and acquit
  • Public revenue collections
  • Vote and programme reporting
  • Interagency transfers

Groups and enterprise

For organisations that are more than one legal entity.

  • Group structures and member entities
  • Consolidation with eliminations
  • Intercompany activity and reconciliation
  • AFE approvals and joint venture cash calls
  • Treasury and capital projects

All of it, on every plan

There is no cut-down edition. Plans differ on how many businesses, people, employees and terminals you need — never on which accounting functions you are allowed to use.